The Qualifier Plus IIx--Desktop helps you:

• Qualify Clients Quickly & Easily!
• Answer Clients' Financing Questions
• Give Your Clients the Confidence to Buy
• Close More Home Sales
• Train Your Students

Detailed Features:

• Easy Qualification Solutions, to Close that Sale!
  
  • Allows for instant comparison of 2 different loan programs (i.e., conventional & FHA/VA).
  • "Reverse" Qualifying. Find the income required for a buyer to qualify for any property listing.
  • Ratio Qualifying. Find buyers' actual Income and Debt Ratios for a specific property and loan.

• Instant Mortgage Finance Solutions
  Solve for Payment, Term, Interest, PITI Payment, Future Value, as well as Sales Price and Down Payment.

• Complete Taxes and Insurance for True PITI Payments
  Permanently store your local property tax and property insurance rates (percent or dollars)! Even figures mortgage insurance.

• Automatic Sales Price & Down Payment Calculations
  Play "what-if" with Price, Down and Loan Amount financing options to close your deals. Enter down payments as dollar amounts or percentages of price.

• Easy Amortization, Balloon Payments
  Find principal and interest paid for any single payment or any range of payments--including remaining balance!

• Simplify Complex ARMs - Including Lifetime Cap
  Show best- and worst-case scenarios for any adjustable rate loan. Built-in Cap limits rate increases to lifetime maximum.

• Bi-Weekly vs. Monthly Loan Comparisons
  With just one button press, show buyers the total lifetime interest savings and term reduction of bi-weekly loans.

• Find APR

• "Rent vs Buy" Solutions
  Instantly show renters or first-time buyers their "net" monthly payments and annual tax deduction based on their tax bracket.

• Built-in Date Math Function!
  Now, it's easy to find loan closing and listing expiration dates with the Date Math key!

• Triple Zero Key Saves Time and Keystrokes

• Works as a Regular Calculator