| There are a lot of credit cards out there, let's face it | | | | want to make sure that it isn't an introductory rate. |
| and if you're looking for one that's going to give you a | | | | What you're going to find with an intro rate is that |
| lower interest rate, I wanted to showcase what you | | | | many credit companies love to advertise this. You |
| can do to find one that's going to work for you and | | | | don't want to apply and a few months later, you find |
| your wallet. | | | | out that your rate has sky rocketed. You should have |
| If you don't like paying interest rates on your credit | | | | known this before. |
| cards, I wanted to advise that you pay your card off in | | | | This is why it's essential that you read into the rates, |
| full. By paying them off in full, you're soon going to | | | | the disclosures, as well as what fees are going to be |
| realize that you can avoid the interest rates altogether. | | | | charged to you. |
| This is great for those that never have to worry about | | | | Where can I find these cards? |
| the rates. | | | | * Try your bank: Walk into your local bank and see |
| How can I find a card that has a lower interest rate? | | | | what they have to offer. They will have a few to |
| It's really not that hard to find a card that has a lower | | | | choose from. |
| rate. With that being said, you're going to have to keep | | | | * Try comparison sites: There are a lot of credit card |
| a few things in mind. Since Obama has regulated the | | | | sites out there. Find some that help you compare the |
| new credit card act, you're going to find that many | | | | cards for you. |
| credit card companies are going to go to the variable | | | | * Look for intro rates: If you can pay your card bill off |
| option. The variable rate option is a rate that's going to | | | | within 12 or even 6 months, look into introductory rate |
| raise on any given day. Since the ACT doesn't require | | | | cards. These can help you out a lot, when it comes to |
| the variable rate to give you notice, be aware of these | | | | a 0% interest rate. |
| to make sure that you're on top of your rates. | | | | Test your luck, try your best at finding a card, and see |
| When you also look into rates, you're also going to | | | | what kind of interest rate that you can find! |